A young man with dark hair, beard, and a bright smile, wearing a white t-shirt and dark blazer, standing indoors with a warm background and decorative lighting.

Hey there, I’m Nathan!

Hi, I’m Nathan. I’m the founder of Loan Locker and the guy who actually enjoys this stuff; running the numbers, breaking it down, and helping people figure out how to buy their first home without losing their mind or their brunch money.

Before this, I spent over 14 years inside Australia’s biggest banks. I saw how they think, what they prioritise, and how often everyday buyers get stuck trying to navigate a system that was never designed with them in mind.

So I flipped it.

Loan Locker exists to make home ownership feel less like a finance exam and more like something you can actually do. It’s built for people like you - the renters, the side hustlers, the burnt-out savers - who are smart, motivated, and just need someone to help make sense of it all.

You won’t get sales talk here. You’ll get straight answers, honest advice, and a plan that actually works for where you’re at.

This isn’t about getting you into any loan. It’s about getting you into the right one, with a process that feels clear, considered, and doable.

We’re not here to sell you a dream. We’re here to help you buy one. 

Whether you're renting, saving, or just plain stuck in the middle of home ownership and overwhelm, we meet you where you’re at and guide you through it - one clear step at a time.

Loan Locker was made for the late-night scrollers on realestate.com.au, the ones who already have their dream kitchen pinned on Pinterest, the ones who feel like they should understand LMI by now but don’t. The ones who are ready to move forward but aren’t sure where to begin.

You don’t need to know all the lingo. You don’t need a perfect deposit. You just need someone who’ll meet you where you are.

Real People

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Real Talk

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Real People · Real Talk ·

  • Nathan was a great help and advocate from day one, helping me to navigate being a first time home buyer. Always available and patient with my questions, Nathan was an awesome resource and got me a really competitive rate. Would gladly recommend Nathan to anyone needing to buy a home!

    - Matt - First Home Buyer

  • I had a great experience with Nathan. He was exceptional in getting a deep understanding of my finances, my loan requirements, and was the most thorough Mortgage broker I've worked with after working with 3 other brokers. He provided comparative loan options, considered all grants and avenues to maximize the loan amount. His experience in working for a bank really shows up as he knows the inner workings and can provide proactive guidance to get the maximum loan amount.

    - Muhammad

  • Nathan did an excellent job in helping us find the best loan while we were buying our new place. He helped us quickly jump through all the hoops we needed so we could move on the property we really wanted and has continued to help us with getting the best deals for our evolving situation since! We would absolutely recommend reaching out to Nath if you're thinking about purchasing property.

    - Nicholas

  • Nathan was awesome to deal with. He helped my partner and myself get pre-approval quickly, with no conditions which helped us get the edge on the offer for our property. He gave us options and advice on different banks to work out what would suit us specifically. He's awesome to chat to, answered any questions clearly and accommodated virtual calls whenever worked for us. Would definitely recommend Loan Locker to anyone looking for a new loan or refinance.

    - James

  • As a first time home buyer I was incredibly anxious about the process of applying for a mortgage. Nathan was amazing to work with and made the process so straight forward, I couldn’t recommend him more highly!

    - Aisha - First home Buyer

  • Nathan was a pleasure to deal with, and made the daunting task of re-financing incredibly simple. I would recommend his services to anyone. Thank you Nathan!

    - Chris

  • Nathan is fantastic. He cares about his clients and his knowledge of the end to end mortgage broking process is second to none.

    - Brad