Refinancing that fits your life now
Still on the same loan from years ago? Let’s fix that.
Refinancing isn’t just about a better rate. It’s about getting your money working smarter. If it’s been more than a couple of years since you looked at your home loan, there’s a good chance it’s not doing you any favours. Rates go up. Life changes. And what worked back then might not be the right fit now.
Refinancing lets you take back control. Whether you want to lower your repayments, get out of a fixed rate, access equity, or roll a few debts into one, we’ll help you figure out what’s possible and what’s worth it.
We don’t just switch your loan and send you on your way. We take the time to understand your bigger picture, where you’re at and what you’re trying to achieve. Then we compare options from over 40 lenders, do the number-crunching, and show you the smartest way forward.
Even if it’s not the right time to refinance, you’ll walk away knowing your options and what to watch for.
Questions? Hit us up!
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If you haven’t reviewed your loan in the last two to three years, it’s definitely worth checking. We’ll compare your current setup with what’s on offer and show you the real difference in repayments and costs.
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It can, depending on your current loan and the new one. There might be exit fees, break costs, or government charges. We’ll factor all of that in so you can see whether the savings stack up.
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In most cases, yes. We’ll look at your current income, expenses, and goals to see what lenders will consider. Even if it’s tricky, we can often find a path forward.
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Equity is the portion of your home you actually own. If your property’s gone up in value or you’ve paid down your loan, you may be able to access some of that equity for renovations, investing, or other big goals.
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Yes, and it can be a smart way to simplify repayments and reduce interest. We’ll help you work out if it’s the right move for your situation.